In the past I have had to pay off debts incurred by a husband with poor credit who used mine. When the marriage ended, I inherited the debt (because he used my cards to get what he wanted). I hate to say this, but this happened with more than once. I was working and eventually made it back to solvency. – Then.
Now I am retired, on social security, and trying to make ends meet. In addition to the debt I had, I encountered new debts when mechanical issues arose with my car and I lost my best friend, Bobby Socks, my Pekinese.
Slowly I have chipped away at the financial problems and had to deal twice with falls that badly bruised me. I had to accept that I was not in the condition to climb anything or stumble and fall anymore. I already walk with a cane and was lucky that I did not break anything with these falls.
There have also been good things in this year that I savor and hope to keep. I have made some great new friends. And I am approaching solvency once again.
Yes, I will be glad to see 2017 in the rear-view mirror. I am planning on making December, my favorite month, happy and full of good humor and comfortable living. The debts are gone, the health and bruises are healing, and my psyche is ready to enjoy life again.